Can Canadians buy a home in Arizona?

Yes. Canadians can buy Arizona property just as Americans do, with cash or with financing from a lender that works with Canadian borrowers. I'll connect you with lenders and cross-border professionals so you know your options before you make an offer.

Do I need to be in Arizona to buy a home?

No. Many of my clients buy from Canada. We tour homes on video, review documents electronically, and your title company will confirm signing options that work from home.

Who helps Canadians buy and sell homes in Phoenix?

I'm Diane Olson, a Winnipeg-born REALTOR® with HomeSmart and a dual Canadian and American citizen. Helping Canadians buy and sell across Greater Phoenix is the heart of my business.

Is Arizona a good place for Canadians to buy a winter home?

Many Canadians choose Greater Phoenix for its winter weather, golf, convenient flights home, and range of communities, from lock-and-leave condos to master-planned golf communities. The best fit depends on how you plan to use the home, and that's where we start.

Do Canadians pay extra to own property in Arizona?

Arizona does not charge foreign buyers an extra tax. Property taxes depend on the property and how it's used, so a second home may be taxed differently than a full-time residence. I'll help you get the real numbers for any home you're considering.

FIRPTA is a U.S. tax withholding rule that can apply when a foreign person sells U.S. real estate. It depends on the seller's status, not on who buys. Your cross-border CPA and title company will confirm what applies to your sale, and I'll make sure it's part of the plan from the start.

Can I get a mortgage in Arizona as a Canadian?

Yes. Some U.S. lenders work with Canadian borrowers, and some Canadians arrange financing at home. Requirements vary, so I'll introduce you to lenders who work with Canadians and help you compare options before you write an offer.

What costs should I budget for besides the purchase price?

Plan for closing costs, property taxes, HOA fees, homeowners insurance, utilities, and services such as pool care, pest control, and property checks while you're away. I'll help you estimate each one for the homes you're considering.

How do I care for my Arizona home in summer?

Keep the air conditioning running at a moderate setting, schedule regular property checks, and keep pool and pest service on schedule. I can recommend local providers my clients rely on.

Does FIRPTA apply to Canadian sellers?

It can. FIRPTA applies when a foreign person sells U.S. real estate, regardless of who buys. Whether it applies to you, and how much is withheld, depends on your tax status, the sale price, and how the buyer will use the home. Your cross-border CPA and title company will confirm the details.

Can I sell my Arizona home while living in Canada?

Yes. I handle pricing, preparation, showings, and negotiation here, keep you updated throughout, and your title company will arrange signing options that work from Canada.

What does it cost to sell a home in Arizona?

Selling costs typically include brokerage compensation, title and escrow fees, HOA-related fees, prorated property taxes, and any negotiated repairs or concessions. I'll prepare an estimated net sheet for your home before you list.

Canada to Arizona Real Estate

Arizona seasoned. Fluent in Canadian.

Welcome

I’m Diane Olson, an Arizona REALTOR® with HomeSmart, and I help Canadians buy and sell homes across Greater Phoenix. Whether you’re picturing your first Arizona winter or getting ready to sell the home that gave you years of sunshine, you’ll have someone here who understands both sides of the border.

BUYING FROM CANADA

SELLING FROM CANADA

Your Arizona Home, Without the Guesswork

Your search starts before you arrive. While you’re still in Canada, we narrow down communities and homes together, so your time in Phoenix is spent touring the ones worth seeing.

Cross-border details, handled early. From financing as a Canadian to FIRPTA when you sell, you’ll know what’s coming well before closing, and I’ll coordinate with your lender, title company, and cross-border CPA.

A steady hand at the table. Years as a City of Winnipeg police officer taught me to read the fine print and stay calm under pressure. Today that protects you through inspections, negotiations, and closing.

Find a home you love. Start your search.

No Min

No Max

Where Canadians Are Finding Their Arizona Home

Some of my clients want golf out the back gate. Others want a lock-and-leave they can close up each spring, or room for the grandkids at spring break. Verrado in Buckeye, Estrella Mountain Ranch in Goodyear, Las Sendas and Mountain Bridge in Mesa, Power Ranch in Gilbert, Ocotillo in Chandler, and The Foothills in Ahwatukee each offer something different. Tell me how you want to spend your winters, and I’ll show you the communities that fit.

What is your home worth?

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